Benjamin is a very dedicated and experienced agent who does his job really well and always does not mind going the extra mile to make sure our policies and well-being are well taken care off. He is very meticulous when planning for our family’s policies and will always keep us updated frequently along the way. He ensures that we are well insured and is in good hands. Benjamin is not pushy in sales, and will only recommend whatever that caters best for our family and children’s needs which makes us very comfortable throughout this financial planning journey with him. To add on, Benjamin is also very knowledgeable and familiar with his products which is a huge bonus for us as it makes me and my wife feel extra assured with his recommendations. His responsiveness and dedication to his job makes us have zero doubts that he will always be just a phone call away if we need any further assistance too. Hence, we are really grateful to have him as our existing agent and will not hesitate to look for him again if we need to purchase more policies in the near future.

I can only summarise Benjamin in 3 words: Helpful, patient & responsible. Helpful: Despite not being the agent that sold us the plan (he took over the policies as our previous agent was not doing a good job), and having to take over with many backlogs, Benjamin went the extra mile to ensure all our pending claims and doubts are addressed. He's been a great help even outside of financial planning; I was having trouble figuring out how to pay my electricity bills online as well as requiring to clarify certain medical check-ups SMS, Benjamin was there to guide me step by step even though it is not within the scope of a financial advisor. Patient: Benjamin went on to explain and update me on my existing portfolio. He was very professional and gave me a very detailed yet neutral updates. I had many questions especially when it has been sometime since I was updated on my portfolio. This is especially true in terms of a policy that I've gotten recently that does not seem to fit my objective. Benjamin patiently explained to me the advantage & disadvantage of the policy. I am very thankful for his timely advise as I've gotten this policy under the wrong impression and Benjamin was able to guide me through it and break down information to easily understandable pieces. Responsible: After having to experience a very bad encounter with my previous advisor (not picking up calls, not submitting claims for me). I made it a point that the next financial advisor I get must uphold a high sense of responsibility as I do not want the same situation to repeat itself. Though I did not voice this requirement out, Benjamin has been very proactive, responsive and even despite there being hiccups in the claims process (AIA require a more detailed breakdown on my bill), he never failed to update us or return our call when required. I am very assured with him taking over mine & my family's entire portfolio. Thank you for servicing me!

My wife & I initially engaged Ben’s service to help our youngest to be covered for a Personal Accident Plan. Despite being new in this line of work, his enthusiasm and pro-activeness propels him to look for answers whenever he faces an obstacle. One example that illustrates the point above would be during the explanation of recommendations, not only did Ben explained in detail what the Personal Accident policy entails and covers, he went above and beyond to resolve our long-term concern on an existing plan that we gotten for our two kids about 20 years ago (we just casually asked!). Honestly, we did not have any expectations that our questions will be answered as we had a few agents over the years to help investigate it; none was able to provide a satisfactory answer to our question. On the other hand, Ben was able to provide us with a clear picture of what transpired during the policy phase and how it became its present stage. He was very forthcoming of his opinions and honest with his advice. From that experience, we felt assured and allowed Ben to help with our kids Protection Planning as well as our own Retirement Planning. Despite being new in this industry, I would strongly urge you to hear Ben out and I can reassure you that the way he plans and structures his recommendations will be for you & your family’s best interest!

Our family had an excellent experience with our insurance agent Benjamin and couldn’t be more pleased with the service he provided for our family. He take the time each year to patiently and carefully review our policy, making sure our coverage stays up-to-date and aligned with our family’s needs. And what truly sets Benjimin apart is his ability to recommend the right products that perfectly fits our entire family and personal requirements. His professionalism, knowledge, and genuine care have given us great peace of mind. And we will highly recommended him if you are on a look-out for a trusty and reliable insurance agent.

I’ve been working with Benjamin as my financial advisor, and I couldn’t be more appreciative of his dedication and support. Not only has he been consistently proactive in helping me review and enhance my overall insurance coverage, but he truly went above and beyond recently when I broke my ankle. Benjamin took care of all the necessary paperwork and follow-ups, relieving me of a huge burden during my recovery. It’s rare to find someone so genuinely committed to both the financial and personal well-being of their clients. Highly recommended!

Benjamin is exceptional in giving advice and recommendations according to our requirements and profile. He is very knowledgeable, attentive and prompt in responding to our queries, which helped us decide on a policy which suited us. Besides that, Benjamin is friendly, easy to talk to and jovial! We highly recommend Benjamin for anyone seeking advice as he is not pushy; he is very approachable and sincere in his advice:)

Benjamin has been exceptional to work with. He has always made the effort for our annual update and at the same time look at my financial holistically to see what is lacking or what can be improved on. I highly recommend Benjamin for anyone seeking financial planning advice.

I met Ida and Ben as they were taking over my previous agent's portfolio. They are very friendly and showed full understanding of my portfolio. They were also able to share helpful recommendations that are applicable to me based on my budget. I enjoyed my sessions with them and would definitely recommend them to friends who need insurance/financial advice.

Financial planning with Ben has always been a fun and interactive talk. He has put into various concerns and plans that you have voiced out into considerations of your current financial status and advise you accordingly. He will not make the session into a situation whereby he hardsell you additional policies. I would recommend him to be a friend that you can speak about your concerns and he would recommend policies that would help you resolve those concerns.

I’m a student with no prior knowledge about finance or investments at all, thus I was a bit unsure or “paiseh” before consulting Ben. But to my surprise, he was super enthusiastic about answering my questions (no matter how minor) and was very VERY patient with me to help me understand even the basics of investments and insurances. I’m very grateful for the advice he gave me!

I have been working with Benjamin for the past few years, and I can say without hesitation that he is one of the best agents I have ever had the pleasure of working with. Benjamin is always available to answer any questions I may have and is incredibly knowledgeable. He takes the time to understand my unique needs and provides me with personalised recommendations while ensuring that I have the coverage I need. What sets Benjamin apart is his commitment to customer service. He is patient, attentive, and always goes above and beyond to make sure I am satisfied with the service I receive. He has a friendly and approachable demeanor, which makes him easy to work with and builds a strong sense of trust. In addition to his excellent customer service, Benjamin is also proactive in keeping me informed about any changes that may affect my coverage. He takes the time to explain complex insurance terms in simple language, making it easy for me to understand. Overall , I highly recommend Benjamin to anyone looking for a knowledgeable, dedicated, and trustworthy financial advisor.

Benjamin is a very patient and knowledgeable consultant. He is able to relate and cater to my needs. Although my policies were not bought through him, he made efforts to meet and understand what transpired between me and my previous consultant's advice and advised accordingly. He made me feel like I'm talking to a friend unlike others!

Benjamin is a responsible and helpful agent, who does his job very well. He makes sure that we get the plans best suited for our family and when we needed his assistance, he was fast to reply and to take care of matters, so we didn’t have to worry about paperwork or payment. He makes sure to follow up on us and sees that everything is alright. He is very patient to explain policies again and clarify any questions when we are unsure. We feel well taken care of with him as our agent.

Benjamin is incredibly knowledgeable about the insurance industry and has a keen eye for detail. He always takes time to thoroughly explain my policy coverage and answer any question that I may have. His expertise and professionalism have given me the peace of mind that I am properly insured. He truly cares about his client, and I never felt rushed or pressured when working with Benjamin. Thank you, Ben, for your outstanding service and dedication to your clients!

I recently got a new insurance policy with Ben and I couldn't be happier with the service I received. From the very beginning, Ben was helpful, knowledgeable, and patient as he walked me through my options and helped me find the coverage that was right for me. Not only was getting insurance policies seamless and stress-free, but Ben was also there to help me every step of the way, answering my questions and addressing any concerns I had. He truly cares about his clients and goes above and beyond to ensure that they are fully protected. I would highly recommend Ben to anyone in need of insurance.

I bought the AIA hospital plan from Benjamin. I've known him back during our NS days. He is a down-to-earth person whom I feel comfortable entrusting the insurance planning to. Ben takes the time to patiently explain the policy coverage and does not hard-sell products that are not required based on my needs and abilities at the moment. Recommend.

I am writing this testimonial to recommend Ben as a financial advisor. I got to know Ben through my previous job, and he has been a good friend who is patient and sincere. Initially, I have no idea what good financial planning is, until I met Ben. He went the extra mile to provide details and explanation for the various policies available. He helps me to analyze my current financial status so that the best plan can be recommended. It is really nice to work with a financial adviser who always put the needs and preferences of his clients first. Thank you so much for being an incredible advisor and listener! From helping me to put things into perspective to preparing me for great things in the future. I have no doubt in recommending Ben to any of my friends and family.

Ben was such a good help to us, when we went through the whole claims process. It took him a few weeks, what took another agent months to do. So happy we changed agent and got Ben. Would highly recommend his services to others!

I am so thankful for the connection with Benjamin through my daughter. Ben is an amazing insurance advisor with great character, sincere, friendly, very professional, great listener, patience and trustworthy. Rare to find in the insurance industry comparing to those young people I have met. Ben has been an excellent help to consolidate and review all my existing policies even though these were not purchased through him. That really helps to refresh my memories and give me an overall view of what I have. Ben is extremely prompt and efficient in assisting me with my insurance policies and any questions that I asked, and he always follow through. Thanks for his enthusiasm! Excellent customer service! What I really like about Ben, he doesn’t hard sell, he listens, and he advise according to customer’s needs and recommends only relevant products that is in the customer’s best interest. Without any hesitation, I took Ben’s advice on SRS investment. The process was easy and smooth. Ben is very professional and knowledgeable but most importantly very patience and kind, wonderful experience with Ben. He is always available to answer any questions and has wonderful personality. If you are looking for insurance advisor, look no further!

I've known Benji for a few years and recently I seek his advice on some of my existing policies and investments. He went above and beyond what I could've ever expected to help me get all my doubts and questions answered. He is very thorough with his work, and is honest and upfront about things. I believe, that's the true sign of a trusted advisor for anyone!

We were referred to Ben when my policies lapsed. He was really honest and detailed when explaining my current policies and the gaps in my portfolio. Ben also shared what would be be a better fit according to my current financial situation. He is extremely patient, sincere and answers our queries efficiently and professionally with empathy.

Benjamin is patient, helpful, detail-oriented and considerate all the time. Before I met him, I was afraid & really scared of those hard selling and misleading sales person. However, meeting Ben changed that perception because he will place understanding your needs and wants first, before proposing any solutions. Financial planning and advised given was useful. Ben updates me regularly on my policy as well as follow-ups when required. Last but not least, he is a very responsible person who treats his client seriously, considers their situation and is caring. No joke, he will nag at you when you make nonsense decisions (Hahahahah…)

Ben has been servicing my hospital plan for more than a year so far and has been very patient in explaining to me the queries I had regarding the various plans that I am considering getting. It has been a pleasant 1 year engaging Ben to help me with my financial/insurance planning and would definitely recommend him to others who are also looking for suitable financial/insurance products.

Benjamin is a humble and sincere agent; Well-informed in his trade & giving sound advise without being pushy. That is a big plus point in dealing with an insurance agent. Aside from that, Benjamin is always ready to lend a listening ear and is a patient guy. Will strongly recommend him to other friends and associates. Keep up the good work!

When I first got to know that Ben had joined AIA, I wanted him to take over my existing policies that my parents had bought for me since he was someone I’ve knew and his brother was a long standing member in the insurance industry in any case that Ben decides to leave the industry, I will still have someone to look after my policies. As soon as Ben took over my policies, I was impressed with his professionalism and the depth of knowledge that he had over his products. He studied my financial situation carefully and made recommendations that were well within my capabilities with great coverage and there was no hard selling involved. In addition, his proactiveness to check in monthly created the personal touch that he has for his customers which is commendable as well. I feel comfortable and assured to have Ben as my agent as I do not have to worry about over-purchasing any policies and he is open to discussions whenever I have concerns. Great job Ben! Keep up the good work! Definitely recommending this dude if you ever need financial advice!

As someone who was unsure about the health insurance process as a young working adult, Ben made the whole process very seamless and easy. He was extremely patient in answering all my doubts and queries. All my discussions with him were very thorough and he is a very thoughtful person who made sure that I'm comfortable with my choices without being pushy! After engaging with multiple agents to understand the right plan for me, I decided to engage with Ben's services as he met my needs aptly. His approach was very clear and concise, and most importantly he did not try to throw multiple choices that would cloud my opinions. I absolutely recommend him as he is a great agent and truly stands out amongst many others with his stress-free and calm approach towards discussions and understanding clients' needs!

阳光灿烂的Ben! 诚恳，耐心及充满阳光的保险代理人,Ben. 从我买保险至今，见过也换过好多位保险代理人，他们都没有完全解决我对于保险内容的问题。 Ben 却能给我满意的答案，也给了我无数宝贵意见。Ben给人的第一个印象是满面笑容，充满阳光，说话的语气也饱含信心与诚恳。我是个爱发问也爱打破砂锅问到底的人，可是，Ben能耐心地聆听我的问题，然后会尝试以图片，文字以及种种不同的方式分析利与弊，直到我理解和满意为止。 借此机会，我诚意推荐Ben 作为您的 保险代理人，相信您将得到尽善尽美服务并认同我的推荐。谢谢。

I’ve been wanting to get an insurance plan for a very long time and contacted AIA for it. I got a very quick response from Benjamin and since I did not know anything about insurance nor savings much, he helped me by explaining it very patiently. Benjamin is very patient and explains the policies clearly based on your needs. He keeps me updated about everything and so far it has been fun working with him!

I initially got to know Benjamin through a mutual friend. I found him very nice and approachable through our interactions. Fast forward a few months, I reached out to Ben to share more with me on AIA hospitalisation policy as I was planning to get a hospital plan in Singapore and was looking at the various provider. After comparison with another agent, I have decided to engage Ben’s service as his sharing was very clear and ensured I know what coverage I am getting. Ben went the extra mile to help explain my Malaysia's policies that I bought without knowing what I gotten then. His clear explanation as well as patience in ensuring I understood the policies provided me with the confidence and assurance I needed. I definitely recommend you to meet Ben and give him an opportunity to hear him out. It might be more beneficial than you think! Thanks for the best support Ben, to many more good conversations ahead!

Benjamin and Liliani are very friendly and knowledgeable in their field of work. They recommended the insurance policy that best suited my needs in my current stage of life. From Liliani's sharing of Insurance, I better understood the importance of protecting my wealth and well-being from the potential risks that could happen to me. From the sessions with them, I am assured now to be free to do the things I want, and have a peace of mind without having to worry about any unexpected bad events happening to me and my family financially.

It’s easy to engage the services of an Insurance Agent, but in my experience, a responsible agent is hard to come by. Benjamin is a god-sent after my previous agent went MIA. He is meticulous and paid close attention to my financial needs. There is no hard selling and I particularly appreciate the clear way in which he communicates policy details. Every discussion we’ve had was stress free. Every conversation feels like an informative conversation with an old friend. If you’re looking for financial planning advice, look no further.

Benjamin is someone I've known since my secondary school days & I can say that he is definitely passionate in helping others with financial planning. He ensures that we meet up at least once a year to update me on all the relevant policy changes & review my financial priorities. True to what others have feedback about him, he is patient, concise & knowledgeable in his explanation. Needless to say, I enjoy my annual review with Benjamin as it is always an informative session on my finances while catching up with an old friend.

Ben has been very approachable, proactive and clear in bringing information across. From addressing my queries on critical illness to expressing my concern on legacy planning, Ben shared openly and genuinely with the emphasis on mine and my family well-being.

Ben is very helpful with my queries and responds to them promptly! He is eager to help & clear any confusions that I have. I also liked that he checks in regularly with me to ensure my financial needs are met or they have been updated; which are good qualities of someone to work with! Updates: I pro-actively approached Ben to be my financial advisor.

Ben is a very helpful and patient financial advisor. To begin with, the entire session is extremely insightful; It was full of reflection of one's own future financial planning. Ben did a great job in raising awareness and sharing of knowledge in terms of insurance, protection & financial planning for me. While at the same time acknowledging the suitability of different financial strategy for each individual. Overall, it is a stress-free & valuable session to all. No regrets.

Ben is a good friend and former classmate from University. Even back in Uni, he has always been helpful to me and our common group of friends. Upon recommendation by one of our common friends about his services, I decided to give it a go. On our first meeting, he discussed with me what my priorities were with regards to protection and budget, and in the second meeting he was able to recommend to me some suitable plans that was close to the constraints I had placed upon him. While I may not be implementing the recommended proposals just yet - for my own reasons; I was impressed by the level of clarity provided whilst explaining the conditions of the plans. Ben is also quite open and friendly to discuss/talk to. Highly recommend to at least meet him once and hear him out. All the best Ben.

Ben has been a good friend as well as a financial consultant for us. Back in University, we worked together for school projects and his good personality helped us build strong teamwork. Since then, I have good trust and friendship with him. When it came to financial advice & personal protection coverage, he has been very patient and professional in addressing our questions as well as advising the most suitable product. Ben is definitely the go-to person if you need any financial planning!

When I first graduated from University, I was trying to find out ways to manage my finances better as well as being uncertain about what insurance was about. Ben was able to provide a clear overview as well as suitable recommendations that met my needs. I felt it is very beneficial for a young professional like myself.

I've known Ben for about 6 years and we're good friends. Before advising me on my uptake of policy, he made sure to discuss with me my financial situation and proposed a policy that is suitable based on my current situation and budget. Also, he made it a point to explain the importance & differences of the plans with me. The details and information he has provided has really been insightful & helpful towards my financial planning. I'm very satisfied with the sessions I've had with Ben so far.

Having known Ben for many years, I can confidently say that Ben is a very thoughtful and trustworthy person. Knowing my financial background, he makes extra effort to explain the contents of the product which enables me to make sound decision with my investment. Thanks for providing an excellent service in helping me with my financial planning. Would highly recommend to friends and family.

Bright, cheerful and resourceful is some of the traits that makes Ben easy to be around with. Despite joining this industry for a short time, his pro-activeness has motivated him to go the extra mile understanding his client's need, short term and long term objectives. The continuous effort in asking for feedbacks, following up with clients and always seeking of ways to improve himself enabled him to go straight to the point with clear explanations. Ben also does his best to make every session enjoyable for you! Give him a shot and he will make your dollar count.

I managed to catch up with Ben recently, who was a friend I made in University. Just like he was then, he was extremely patient and helpful in understanding my current policies and needs. Based on those, he managed to table up a few recommendations to further enhance the effectiveness of my policies and what are some things I should take note of when signing up for new policies. I would strongly recommend Ben to anyone who is looking to take up new policies or looking to kickstart on their finance portfolio, mainly because he does not hard sell policies, but rather he seeks to understand what one's needs and wants are before offering his recommendations. Way to go Ben!

Ben is a sincere and cheerful consultant who goes the extra mile to understand your financial needs and goals. He demonstrated professionalism and patience throughout our course of interaction and ensured that my doubts and questions are always addressed promptly. His thoughtfully crafted presentations were very helpful and provided me with a fresh perspective on financial planning. Apart from being good at what he does as a financial advisor, Ben is also a friend who's always willing to lend a listening ear. I highly recommend him if you're looking to get started on your financial planning journey.

Ben has been an awesome advisor! For the entire recommendation process, he goes through everything in a clear and systematic way. Running pass every detail to ensure that you are well-informed about your policies. Ben puts in the effort to understand my situation - from my financial goals to my views on health protection - without imposing his own beliefs and judgement. I'm genuinely satisfied with how the plans recommended truly fits my bill. 10/10 would recommend!

Benjamin is a very friendly and resourceful advisor. He explained a lot on why it is important to have financial planning and what I can expect in the near future. He patiently answered my questions and ensures I can fully understand the needs and rationale behind the concepts. I really enjoyed the session to talk to him.

Personally, I’ve not had very pleasant experiences with financial advisors; I felt that most of them never really understood my needs nor sought to meet them. However, after my first sit-down with Ben, he managed to completely change my perspective and, in turn, made me realize why his role is so important. He was very patient and clear with his explanations and put in obvious efforts to make the process very comfortable for me. I am happy to have my policies under Ben and would recommend anyone to seek Ben out. He won’t fail you.

Benjamin Koh has been an excellent advisor for wholistic evaluation on finance. Going through various aspects to ensure what his clients are missing and also their main goals in life. He isn’t afraid to provide a different view to help his clients grow in their wealth but also in ensuring their healthcare remuneration are in check as well. He is bright in nature which in turn, makes it pleasant to approach him when in doubt and learning from his advice - knowing he has done his research as well.

Despite having previously worked in the financial industry, as well as its advisory arm, I can confidently say that Ben is one of the best advisors I've ever had the honor of coming across. His aptitude is nothing short of excellent, but the area in which he really shines is his unique genuinity that is (though commonly sought to be replicated) often difficult to find. Ben has gone out of his way to advise and service me on numerous fronts, from suggesting and providing comprehensive coverage packages to helping research and even referring relevant professionals with regards to other financial matters that may fall outside your traditional advisor's purview. It seems to matter not what exactly you're looking for in an advisor; I'm pretty sure Ben has it all.

With a pleasant personality, Ben creates a safe and comfortable environment to discuss the sometimes sensitive or personal issues that come with insurance and financial planning. I also appreciate the patience and time Ben gives when explaining policies and clarifying doubts. A responsible person at heart, I trust Ben to take good care of all his clients. Start early and seek him out today!

I’ve known Ben for 10 years, and all this time I’ve always been impressed with his ability to make something complex really easy to understand. His explanations of the various policies allow me to clearly understand what I have and what I am lacking in my coverage. His analysis is detailed and succinct, and his recommendations are always suited to my current and future financial situation. I thoroughly enjoy every session with him as not only does he not hard-sell, he carries himself professionally and with a pleasant smile throughout :) I would highly recommend him to everyone. Keep up the great work Ben!

Ben and I have been friends for more than 10 years. When he told me he wanted to pursue a career in financial consulting, I knew that I can trust him with my financial future. He was meticulous and detailed about the policies - which I felt was necessary for my financial stability & understanding. At the same time, he patiently updates the portfolio summary every time to depict a clear picture of the pros & cons of each individual policies. Ben was determined in ensuring that I am familiar with the policies before moving on. I would highly recommend Ben as your financial advisor should you be looking for one! To Ben, keep up the good work buddy (son)!

Benji came to me with a refreshing perspective on financial planning. I like how he explains the 'What' & 'Whys' (this is important) instead of going straight to set financial goals and sell the products. I also liked and enjoyed my sessions with Benji because there is no hard-selling, and that made me really comfortable in all the meetings. To you who is looking for just a listening ear, you should hear Benji out :D And good luck with your financial journey with Benji! ;)

Ben approached me on several occasions and went through with me about my current coverage and what could be improved on. After listening, I realized that I might need additional hospital coverage as I do not have any rider in place due to the plan being passed down by my parents. Upon looking up the recommendation plan proposed, I found that it satisfy my needs better and hence decided to take it up. Ben has been very patient and gave me time to think it through. Would definitely recommend to my friends!

We have been friends since NS. Ben has always been friendly & cheerful since knowing him. He approached me to meetup and to discuss about financial goals & protection goals as well. The explanations provided were clear and precise. There was careful planning and recommendations provided. You can rest assured that there is no hard-selling so you can put your faith in him. I would definitely encourage you to have a meet-up with him first to have your first impression about him! :>

Ben approached me for a review of my existing policies as he was just starting out as a consultant. He was very methodical & enthusiastic with setting my financial goals & preferences with me. While reviewing my policies & making recommendations, he provided very useful details to help me decide. I am very satisfied with the few sessions of consultations we have had so far.