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Benjamin Koh Jia Hao

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A Monthly Curated Newsletter

Life can be unpredictable with obstacles, making it sometimes difficult to stay afloat. Whether it is the loss of a loved one, stress from work, or financial woes, everyone faces challenges and does at some point, struggle with remaining optimistic or hopeful. Nonetheless, it is still important to maintain positivity to keep us going; by finding the good in the bad, and being the light in the darkness. For this issue, let us explore on what being positive means & how we can harness it in ways that truly benefit our lives.

7 Ways to Stay Positive Even During the Toughest Times

Scientists found that even though people who identify as optimists tend to be more positive in general, they too start assuming the worst as the moment of truth about something important nears. On the other hand, some people would rather stay positive whenever possible, since it's easier to fight off stress and anxiety when you have a sunny outlook. Here, we've gathered some of our favourite expert tips for staying optimistic when you're dealing with some super hard stuff.

 
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Positive Money Mindset: 15 Tips to Transform Your Money Mindset from Negative to Positive

Do you find yourself feeling down about money or uninspired? Maybe you aren't making as high of an income as you'd like to be. Something that contributes a lot to your success is the way you think. A positive money mindset can change your outlook and improve your finances. Here are 15 tips to transform your money mindset when you need to think positively.

 
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Your brain is wired for negative thoughts. Here's how to change it.

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Benjamin Koh Jia Hao
 
 
 
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DISCLAIMER

This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.

© Benjamin Koh Jia Hao, All rights reserved.

Testimonials and Referral Notes

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Jin Xing (Executive)

Ben approached me on several occasions and went through with me about my current coverage and what could be improved on. After listening, I realized that I might need additional hospital coverage as I do not have any rider in place due to the plan being passed down by my parents. Upon looking up the recommendation plan proposed, I found that it satisfy my needs better and hence decided to take it up. Ben has been very patient and gave me time to think it through. Would definitely recommend to my friends!

Shruti (Data Specialist)

As someone who was unsure about the health insurance process as a young working adult, Ben made the whole process very seamless and easy. He was extremely patient in answering all my doubts and queries. All my discussions with him were very thorough and he is a very thoughtful person who made sure that I'm comfortable with my choices without being pushy! After engaging with multiple agents to understand the right plan for me, I decided to engage with Ben's services as he met my needs aptly. His approach was very clear and concise, and most importantly he did not try to throw multiple choices that would cloud my opinions. I absolutely recommend him as he is a great agent and truly stands out amongst many others with his stress-free and calm approach towards discussions and understanding clients' needs!

Letitia (Content Writer)

Ben is a sincere and cheerful consultant who goes the extra mile to understand your financial needs and goals. He demonstrated professionalism and patience throughout our course of interaction and ensured that my doubts and questions are always addressed promptly. His thoughtfully crafted presentations were very helpful and provided me with a fresh perspective on financial planning. Apart from being good at what he does as a financial advisor, Ben is also a friend who's always willing to lend a listening ear. I highly recommend him if you're looking to get started on your financial planning journey.

Chan Family (Scientist+ IT Engineer)

Benjamin is a responsible and helpful agent, who does his job very well. He makes sure that we get the plans best suited for our family and when we needed his assistance, he was fast to reply and to take care of matters, so we didn’t have to worry about paperwork or payment. He makes sure to follow up on us and sees that everything is alright. He is very patient to explain policies again and clarify any questions when we are unsure. We feel well taken care of with him as our agent.

Yunhe (Pilot)

Benjamin is a very dedicated and experienced agent who does his job really well and always does not mind going the extra mile to make sure our policies and well-being are well taken care off. He is very meticulous when planning for our family’s policies and will always keep us updated frequently along the way. He ensures that we are well insured and is in good hands. Benjamin is not pushy in sales, and will only recommend whatever that caters best for our family and children’s needs which makes us very comfortable throughout this financial planning journey with him. To add on, Benjamin is also very knowledgeable and familiar with his products which is a huge bonus for us as it makes me and my wife feel extra assured with his recommendations. His responsiveness and dedication to his job makes us have zero doubts that he will always be just a phone call away if we need any further assistance too. Hence, we are really grateful to have him as our existing agent and will not hesitate to look for him again if we need to purchase more policies in the near future.

Shenglin (Research Associate)

Previously, I usually just researched and picked one insurance I thought was most reasonable. I don't trust people for financial planning. Ben's appearance broke this darkness and brought light. He is patient and responsible. We had about three sessions to talk about my insurance plans. I was new in Singapore, and he resolved every concern and question I had and walked me through the plans for me in great detail. Instead of rushing into any recommendations, he spent time to understand my needs and my current situation. It is easy to make a recommendation based on experience, but it is precious for an agent to research and come up with the most suitable one for the client. He is friendly and nice. He created a safe and comfortable environment for us to discuss. I liked some small chats with him, and I could sense that he also cared about my mental health by recommending the trails in Singapore as a friend. If you would like a person who helps you with financial planning, my suggestion? BEN.