Being Positive

Benjamin Koh Jia Hao

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A Monthly Curated Newsletter

Life can be unpredictable with obstacles, making it sometimes difficult to stay afloat. Whether it is the loss of a loved one, stress from work, or financial woes, everyone faces challenges and does at some point, struggle with remaining optimistic or hopeful. Nonetheless, it is still important to maintain positivity to keep us going; by finding the good in the bad, and being the light in the darkness. For this issue, let us explore on what being positive means & how we can harness it in ways that truly benefit our lives.

7 Ways to Stay Positive Even During the Toughest Times

Scientists found that even though people who identify as optimists tend to be more positive in general, they too start assuming the worst as the moment of truth about something important nears. On the other hand, some people would rather stay positive whenever possible, since it's easier to fight off stress and anxiety when you have a sunny outlook. Here, we've gathered some of our favourite expert tips for staying optimistic when you're dealing with some super hard stuff.

Positive Money Mindset: 15 Tips to Transform Your Money Mindset from Negative to Positive

Do you find yourself feeling down about money or uninspired? Maybe you aren't making as high of an income as you'd like to be. Something that contributes a lot to your success is the way you think. A positive money mindset can change your outlook and improve your finances. Here are 15 tips to transform your money mindset when you need to think positively.

Your brain is wired for negative thoughts. Here's how to change it.

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Benjamin Koh Jia Hao

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DISCLAIMER

This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.

© Benjamin Koh Jia Hao, All rights reserved.

Testimonials and Referral Notes

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Zhaomin (Engineer)

Benji came to me with a refreshing perspective on financial planning. I like how he explains the 'What' & 'Whys' (this is important) instead of going straight to set financial goals and sell the products. I also liked and enjoyed my sessions with Benji because there is no hard-selling, and that made me really comfortable in all the meetings. To you who is looking for just a listening ear, you should hear Benji out :D And good luck with your financial journey with Benji! ;)

Eng Kiat (Consultant)

Ben has been an awesome advisor! For the entire recommendation process, he goes through everything in a clear and systematic way. Running pass every detail to ensure that you are well-informed about your policies. Ben puts in the effort to understand my situation - from my financial goals to my views on health protection - without imposing his own beliefs and judgement. I'm genuinely satisfied with how the plans recommended truly fits my bill. 10/10 would recommend!

Zi Xuan (Project Manager)

I met Ida and Ben as they were taking over my previous agent's portfolio. They are very friendly and showed full understanding of my portfolio. They were also able to share helpful recommendations that are applicable to me based on my budget. I enjoyed my sessions with them and would definitely recommend them to friends who need insurance/financial advice.

Irene (Executive)

Ben is very helpful with my queries and responds to them promptly! He is eager to help & clear any confusions that I have. I also liked that he checks in regularly with me to ensure my financial needs are met or they have been updated; which are good qualities of someone to work with! Updates: I pro-actively approached Ben to be my financial advisor.

Cheng Hock (Procurement Engineer)

Benjamin is a humble and sincere agent; Well-informed in his trade & giving sound advise without being pushy. That is a big plus point in dealing with an insurance agent. Aside from that, Benjamin is always ready to lend a listening ear and is a patient guy. Will strongly recommend him to other friends and associates. Keep up the good work!

Seth (Student)

I’m a student with no prior knowledge about finance or investments at all, thus I was a bit unsure or “paiseh” before consulting Ben. But to my surprise, he was super enthusiastic about answering my questions (no matter how minor) and was very VERY patient with me to help me understand even the basics of investments and insurances. I’m very grateful for the advice he gave me!