Better Than Before

Benjamin Koh Jia Hao

In Touch

A Monthly Curated Newsletter

As humans, the pursuit of change and progress is something that is innate to every one of us. Like it or not, there will always be things in life that we hope could be a little different, a little better in the way that daily situations & events turn out. It could be in the way we think, speak, or the way we handle everything from our finances to our relationships with others. We seek to become better -- and we should. As we strive to continuously exceed our potential, we rise above all previous versions of ourselves and grow stronger. In this issue, we look at some ways in which we can embrace a better self and an even better future.

The Relentless Pursuit of Improvement

It is no secret that I believe growth is the only guarantee that tomorrow will be better. It is no mystery that I think personal growth is the steppingstone to success for any leader. If you or I want to stay in front of the curve and lead others, then we must do the work that keeps us out front. We must continually improve. But as I seek to improve, there is one thing I know not to chase, and that is perfection. Perfection is a trap. Do not chase perfection as a leader - chase improvement. Make today better than yesterday so tomorrow can be better than today. The relentless pursuit of improvement will take any leader far.

I used to be jealous of other people's wealth and success - here is how I finally got over it

Envy. It is an emotion that we all feel at some point. It is also a really dangerous emotion when we are trying to build a strong financial life. Envy is pure poison to a healthy financial life. After all, envy encourages us to make some pretty poor decisions. Like every other character flaw, however, envy can be overcome. You can directly reduce the envy itself, or you can at least reduce the bad choices you make as a result of envy. Here are seven strategies I use to cut envy out of my own life.

To reach beyond your limits by training your mind | Marisa Peer | TEDxKCS

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Benjamin Koh Jia Hao

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DISCLAIMER

This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.

© Benjamin Koh Jia Hao, All rights reserved.

Testimonials and Referral Notes

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Chee Hin (Engineer)

Ben has been very approachable, proactive and clear in bringing information across. From addressing my queries on critical illness to expressing my concern on legacy planning, Ben shared openly and genuinely with the emphasis on mine and my family well-being.

William (Engineer) & Jane (Engineer)

My wife & I initially engaged Ben’s service to help our youngest to be covered for a Personal Accident Plan. Despite being new in this line of work, his enthusiasm and pro-activeness propels him to look for answers whenever he faces an obstacle. One example that illustrates the point above would be during the explanation of recommendations, not only did Ben explained in detail what the Personal Accident policy entails and covers, he went above and beyond to resolve our long-term concern on an existing plan that we gotten for our two kids about 20 years ago (we just casually asked!). Honestly, we did not have any expectations that our questions will be answered as we had a few agents over the years to help investigate it; none was able to provide a satisfactory answer to our question. On the other hand, Ben was able to provide us with a clear picture of what transpired during the policy phase and how it became its present stage. He was very forthcoming of his opinions and honest with his advice. From that experience, we felt assured and allowed Ben to help with our kids Protection Planning as well as our own Retirement Planning. Despite being new in this industry, I would strongly urge you to hear Ben out and I can reassure you that the way he plans and structures his recommendations will be for you & your family’s best interest!

Seth (Student)

I’m a student with no prior knowledge about finance or investments at all, thus I was a bit unsure or “paiseh” before consulting Ben. But to my surprise, he was super enthusiastic about answering my questions (no matter how minor) and was very VERY patient with me to help me understand even the basics of investments and insurances. I’m very grateful for the advice he gave me!

Jing Wen (Student)

Benjamin is a very friendly and resourceful advisor. He explained a lot on why it is important to have financial planning and what I can expect in the near future. He patiently answered my questions and ensures I can fully understand the needs and rationale behind the concepts. I really enjoyed the session to talk to him.

Jiang Feng (IT Consultant)

When I first graduated from University, I was trying to find out ways to manage my finances better as well as being uncertain about what insurance was about. Ben was able to provide a clear overview as well as suitable recommendations that met my needs. I felt it is very beneficial for a young professional like myself.

Naomi (Piano Teacher)

I've known Ben for about 6 years and we're good friends. Before advising me on my uptake of policy, he made sure to discuss with me my financial situation and proposed a policy that is suitable based on my current situation and budget. Also, he made it a point to explain the importance & differences of the plans with me. The details and information he has provided has really been insightful & helpful towards my financial planning. I'm very satisfied with the sessions I've had with Ben so far.