View this email in your browser

Benjamin Koh Jia Hao

In Touch

A Monthly Curated Newsletter

As we get back into the groove of work, our most important arsenals have to be our health and brains. After all, these are essential in allowing us to lead a functional and meaningful life. To do that, we need to take care not to fall ill and ensure that we upkeep our physical, mental, and social well-being. Let us explore in this issue the various ways that help us protect and strengthen our overall health.

An 81-year-old brain doctor's 7 'hard rules' for keeping your memory 'sharp as a whip'

Like any other part of your body, your brain needs daily exercise. Neglecting your brain health can make you vulnerable to degenerative brain diseases like Alzheimer's and other forms of dementia. Here are seven hard rules to follow to keep your brain and memory sharp as a whip, even at 81 years old.

 
read more
 

Small Changes for a Big Impact on Your Health

We all want to adopt a healthier lifestyle but, for most of us, it can be difficult to know where to begin. The following small changes may lead to a big, positive impact on your health.

 
read more
 

Your Gut Microbiome: The Most Important Organ You've Never Heard Of | Erika Ebbel Angel | TEDxFargo

 
view video
 
 
Proudly Brought to You
 
I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Benjamin Koh Jia Hao
 
 
 
WhatsApp Me
-
unsubscribe
You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.

DISCLAIMER

This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.

© Benjamin Koh Jia Hao, All rights reserved.

Testimonials and Referral Notes

View the full list

Cheng Hock (Procurement Engineer)

Benjamin is a humble and sincere agent; Well-informed in his trade & giving sound advise without being pushy. That is a big plus point in dealing with an insurance agent. Aside from that, Benjamin is always ready to lend a listening ear and is a patient guy. Will strongly recommend him to other friends and associates. Keep up the good work!

Jun Eng (Engineer)

Ben approached me for a review of my existing policies as he was just starting out as a consultant. He was very methodical & enthusiastic with setting my financial goals & preferences with me. While reviewing my policies & making recommendations, he provided very useful details to help me decide. I am very satisfied with the few sessions of consultations we have had so far.

Denise (Program Engineer)

When I first got to know that Ben had joined AIA, I wanted him to take over my existing policies that my parents had bought for me since he was someone I’ve knew and his brother was a long standing member in the insurance industry in any case that Ben decides to leave the industry, I will still have someone to look after my policies. As soon as Ben took over my policies, I was impressed with his professionalism and the depth of knowledge that he had over his products. He studied my financial situation carefully and made recommendations that were well within my capabilities with great coverage and there was no hard selling involved. In addition, his proactiveness to check in monthly created the personal touch that he has for his customers which is commendable as well. I feel comfortable and assured to have Ben as my agent as I do not have to worry about over-purchasing any policies and he is open to discussions whenever I have concerns. Great job Ben! Keep up the good work! Definitely recommending this dude if you ever need financial advice!

Adli (Consultant)

I’ve known Ben for 10 years, and all this time I’ve always been impressed with his ability to make something complex really easy to understand. His explanations of the various policies allow me to clearly understand what I have and what I am lacking in my coverage. His analysis is detailed and succinct, and his recommendations are always suited to my current and future financial situation. I thoroughly enjoy every session with him as not only does he not hard-sell, he carries himself professionally and with a pleasant smile throughout :) I would highly recommend him to everyone. Keep up the great work Ben!

Chiang Teck Fung (Retiree)

I can only summarise Benjamin in 3 words: Helpful, patient & responsible. Helpful: Despite not being the agent that sold us the plan (he took over the policies as our previous agent was not doing a good job), and having to take over with many backlogs, Benjamin went the extra mile to ensure all our pending claims and doubts are addressed. He's been a great help even outside of financial planning; I was having trouble figuring out how to pay my electricity bills online as well as requiring to clarify certain medical check-ups SMS, Benjamin was there to guide me step by step even though it is not within the scope of a financial advisor. Patient: Benjamin went on to explain and update me on my existing portfolio. He was very professional and gave me a very detailed yet neutral updates. I had many questions especially when it has been sometime since I was updated on my portfolio. This is especially true in terms of a policy that I've gotten recently that does not seem to fit my objective. Benjamin patiently explained to me the advantage & disadvantage of the policy. I am very thankful for his timely advise as I've gotten this policy under the wrong impression and Benjamin was able to guide me through it and break down information to easily understandable pieces. Responsible: After having to experience a very bad encounter with my previous advisor (not picking up calls, not submitting claims for me). I made it a point that the next financial advisor I get must uphold a high sense of responsibility as I do not want the same situation to repeat itself. Though I did not voice this requirement out, Benjamin has been very proactive, responsive and even despite there being hiccups in the claims process (AIA require a more detailed breakdown on my bill), he never failed to update us or return our call when required. I am very assured with him taking over mine & my family's entire portfolio. Thank you for servicing me!

Zhaomin (Engineer)

Benji came to me with a refreshing perspective on financial planning. I like how he explains the 'What' & 'Whys' (this is important) instead of going straight to set financial goals and sell the products. I also liked and enjoyed my sessions with Benji because there is no hard-selling, and that made me really comfortable in all the meetings. To you who is looking for just a listening ear, you should hear Benji out :D And good luck with your financial journey with Benji! ;)