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Benjamin Koh Jia Hao

In Touch

A Monthly Curated Newsletter

In a year where many of us are affected and perhaps feel powerless over our incomes amidst a pandemic, it is a good time to take stock of our financial health and confront our feelings about them & the way with deal with them. Whether we are young, middle-aged or senior, here are some important principles & practical tips on money management that we can fall back on which can go a long way into helping us optimise our finances and become financially wiser.

The Richest Man in Babylon by George S. Clason

Save at least 10 percent of everything you earn and do not confuse your necessary expenses with your desires. Work hard to improve your skills and ensure a future income because wealth is the result of a reliable income stream. You cannot arrive at the fullest measure of success until you crush the spirit of procrastination within you.

 
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6 Ways You Can (Legally) Reduce Your Income Tax For YA 2021

Do them before the end of the year.

 
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Freedom from the money culture | Lynne Twist | TEDxBerkeley

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Benjamin Koh Jia Hao
 
 
 
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DISCLAIMER

This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.

© Benjamin Koh Jia Hao, All rights reserved.

Testimonials and Referral Notes

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Roy Lance (Engineer)

Ben and I have been friends for more than 10 years. When he told me he wanted to pursue a career in financial consulting, I knew that I can trust him with my financial future. He was meticulous and detailed about the policies - which I felt was necessary for my financial stability & understanding. At the same time, he patiently updates the portfolio summary every time to depict a clear picture of the pros & cons of each individual policies. Ben was determined in ensuring that I am familiar with the policies before moving on. I would highly recommend Ben as your financial advisor should you be looking for one! To Ben, keep up the good work buddy (son)!

Jun Eng (Engineer)

Ben approached me for a review of my existing policies as he was just starting out as a consultant. He was very methodical & enthusiastic with setting my financial goals & preferences with me. While reviewing my policies & making recommendations, he provided very useful details to help me decide. I am very satisfied with the few sessions of consultations we have had so far.

Adli (Consultant)

I’ve known Ben for 10 years, and all this time I’ve always been impressed with his ability to make something complex really easy to understand. His explanations of the various policies allow me to clearly understand what I have and what I am lacking in my coverage. His analysis is detailed and succinct, and his recommendations are always suited to my current and future financial situation. I thoroughly enjoy every session with him as not only does he not hard-sell, he carries himself professionally and with a pleasant smile throughout :) I would highly recommend him to everyone. Keep up the great work Ben!

Guo Ren (Executive)

We have been friends since NS. Ben has always been friendly & cheerful since knowing him. He approached me to meetup and to discuss about financial goals & protection goals as well. The explanations provided were clear and precise. There was careful planning and recommendations provided. You can rest assured that there is no hard-selling so you can put your faith in him. I would definitely encourage you to have a meet-up with him first to have your first impression about him! :>

Jiang Feng (IT Consultant)

When I first graduated from University, I was trying to find out ways to manage my finances better as well as being uncertain about what insurance was about. Ben was able to provide a clear overview as well as suitable recommendations that met my needs. I felt it is very beneficial for a young professional like myself.

Zi Xuan (Project Manager)

I met Ida and Ben as they were taking over my previous agent's portfolio. They are very friendly and showed full understanding of my portfolio. They were also able to share helpful recommendations that are applicable to me based on my budget. I enjoyed my sessions with them and would definitely recommend them to friends who need insurance/financial advice.