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Benjamin Koh Jia Hao

In Touch

A Monthly Curated Newsletter

As human beings, we are a culmination of our environment, decisions, behaviours and habits. It is worth giving thought to how we live our lives; taking a step back to reflect on some of our own less-than-ideal tendencies and ponder about how we can mitigate or improve upon them. Here are some resources that I hope can help us foster habits and patterns that can create an upward cycle for ourselves over time.

7 tips to get healthy habits to stick without getting stressed

Change for the better is a process. Like training for a marathon or learning a new language, improving your wellbeing has to be approached realistically and progressively to work. So sure, you won’t get results overnight, but over time small gains add up. The trick is sticking with it long enough that the new habits you want to incorporate into your day-to-day become automatic..

 
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9 Good Money Habits You Can Form

While you may have ambitious money goals, the key to reaching them is building a collection of smaller everyday habits. By taking baby steps that become second nature over time, you’ll hopefully be able to improve your financial situation. Here are some small habits you can develop today that may help your money grow.

 
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How to Be Happy – 7 Habits of Happy People

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Benjamin Koh Jia Hao
 
 
 
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DISCLAIMER

This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.

© Benjamin Koh Jia Hao, All rights reserved.

Testimonials and Referral Notes

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Zhaomin (Engineer)

Benji came to me with a refreshing perspective on financial planning. I like how he explains the 'What' & 'Whys' (this is important) instead of going straight to set financial goals and sell the products. I also liked and enjoyed my sessions with Benji because there is no hard-selling, and that made me really comfortable in all the meetings. To you who is looking for just a listening ear, you should hear Benji out :D And good luck with your financial journey with Benji! ;)

Guo Ren (Senior Executive Assistant)

Financial planning with Ben has always been a fun and interactive talk. He has put into various concerns and plans that you have voiced out into considerations of your current financial status and advise you accordingly. He will not make the session into a situation whereby he hardsell you additional policies. I would recommend him to be a friend that you can speak about your concerns and he would recommend policies that would help you resolve those concerns.

Chan Family (Scientist+ IT Engineer)

Benjamin is a responsible and helpful agent, who does his job very well. He makes sure that we get the plans best suited for our family and when we needed his assistance, he was fast to reply and to take care of matters, so we didn’t have to worry about paperwork or payment. He makes sure to follow up on us and sees that everything is alright. He is very patient to explain policies again and clarify any questions when we are unsure. We feel well taken care of with him as our agent.

Samuel (Test Engineer)

Ben is a good friend and former classmate from University. Even back in Uni, he has always been helpful to me and our common group of friends. Upon recommendation by one of our common friends about his services, I decided to give it a go. On our first meeting, he discussed with me what my priorities were with regards to protection and budget, and in the second meeting he was able to recommend to me some suitable plans that was close to the constraints I had placed upon him. While I may not be implementing the recommended proposals just yet - for my own reasons; I was impressed by the level of clarity provided whilst explaining the conditions of the plans. Ben is also quite open and friendly to discuss/talk to. Highly recommend to at least meet him once and hear him out. All the best Ben.

Michelle (Assistant Professor)

It’s easy to engage the services of an Insurance Agent, but in my experience, a responsible agent is hard to come by. Benjamin is a god-sent after my previous agent went MIA. He is meticulous and paid close attention to my financial needs. There is no hard selling and I particularly appreciate the clear way in which he communicates policy details. Every discussion we’ve had was stress free. Every conversation feels like an informative conversation with an old friend. If you’re looking for financial planning advice, look no further.

Eileen (Pre-School Teacher)

阳光灿烂的Ben! 诚恳,耐心及充满阳光的保险代理人,Ben. 从我买保险至今,见过也换过好多位保险代理人,他们都没有完全解决我对于保险内容的问题。 Ben 却能给我满意的答案,也给了我无数宝贵意见。Ben给人的第一个印象是满面笑容,充满阳光,说话的语气也饱含信心与诚恳。我是个爱发问也爱打破砂锅问到底的人,可是,Ben能耐心地聆听我的问题,然后会尝试以图片,文字以及种种不同的方式分析利与弊,直到我理解和满意为止。 借此机会,我诚意推荐Ben 作为您的 保险代理人,相信您将得到尽善尽美服务并认同我的推荐。谢谢。