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Benjamin Koh Jia Hao

In Touch

A Monthly Curated Newsletter

As human beings, we are a culmination of our environment, decisions, behaviours and habits. It is worth giving thought to how we live our lives; taking a step back to reflect on some of our own less-than-ideal tendencies and ponder about how we can mitigate or improve upon them. Here are some resources that I hope can help us foster habits and patterns that can create an upward cycle for ourselves over time.

7 tips to get healthy habits to stick without getting stressed

Change for the better is a process. Like training for a marathon or learning a new language, improving your wellbeing has to be approached realistically and progressively to work. So sure, you won’t get results overnight, but over time small gains add up. The trick is sticking with it long enough that the new habits you want to incorporate into your day-to-day become automatic..

 
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9 Good Money Habits You Can Form

While you may have ambitious money goals, the key to reaching them is building a collection of smaller everyday habits. By taking baby steps that become second nature over time, you’ll hopefully be able to improve your financial situation. Here are some small habits you can develop today that may help your money grow.

 
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How to Be Happy – 7 Habits of Happy People

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Benjamin Koh Jia Hao
 
 
 
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DISCLAIMER

This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.

© Benjamin Koh Jia Hao, All rights reserved.

Testimonials and Referral Notes

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Amy Chiu (Analyst)

I am so thankful for the connection with Benjamin through my daughter. Ben is an amazing insurance advisor with great character, sincere, friendly, very professional, great listener, patience and trustworthy. Rare to find in the insurance industry comparing to those young people I have met. Ben has been an excellent help to consolidate and review all my existing policies even though these were not purchased through him. That really helps to refresh my memories and give me an overall view of what I have. Ben is extremely prompt and efficient in assisting me with my insurance policies and any questions that I asked, and he always follow through. Thanks for his enthusiasm! Excellent customer service! What I really like about Ben, he doesn’t hard sell, he listens, and he advise according to customer’s needs and recommends only relevant products that is in the customer’s best interest. Without any hesitation, I took Ben’s advice on SRS investment. The process was easy and smooth. Ben is very professional and knowledgeable but most importantly very patience and kind, wonderful experience with Ben. He is always available to answer any questions and has wonderful personality. If you are looking for insurance advisor, look no further!

Yunhe (Pilot)

Benjamin is a very dedicated and experienced agent who does his job really well and always does not mind going the extra mile to make sure our policies and well-being are well taken care off. He is very meticulous when planning for our family’s policies and will always keep us updated frequently along the way. He ensures that we are well insured and is in good hands. Benjamin is not pushy in sales, and will only recommend whatever that caters best for our family and children’s needs which makes us very comfortable throughout this financial planning journey with him. To add on, Benjamin is also very knowledgeable and familiar with his products which is a huge bonus for us as it makes me and my wife feel extra assured with his recommendations. His responsiveness and dedication to his job makes us have zero doubts that he will always be just a phone call away if we need any further assistance too. Hence, we are really grateful to have him as our existing agent and will not hesitate to look for him again if we need to purchase more policies in the near future.

Denise (Program Engineer)

When I first got to know that Ben had joined AIA, I wanted him to take over my existing policies that my parents had bought for me since he was someone I’ve knew and his brother was a long standing member in the insurance industry in any case that Ben decides to leave the industry, I will still have someone to look after my policies. As soon as Ben took over my policies, I was impressed with his professionalism and the depth of knowledge that he had over his products. He studied my financial situation carefully and made recommendations that were well within my capabilities with great coverage and there was no hard selling involved. In addition, his proactiveness to check in monthly created the personal touch that he has for his customers which is commendable as well. I feel comfortable and assured to have Ben as my agent as I do not have to worry about over-purchasing any policies and he is open to discussions whenever I have concerns. Great job Ben! Keep up the good work! Definitely recommending this dude if you ever need financial advice!

Zhaomin (Engineer)

Benji came to me with a refreshing perspective on financial planning. I like how he explains the 'What' & 'Whys' (this is important) instead of going straight to set financial goals and sell the products. I also liked and enjoyed my sessions with Benji because there is no hard-selling, and that made me really comfortable in all the meetings. To you who is looking for just a listening ear, you should hear Benji out :D And good luck with your financial journey with Benji! ;)

You Liang (Software Engineer)

Ben is a very helpful and patient financial advisor. To begin with, the entire session is extremely insightful; It was full of reflection of one's own future financial planning. Ben did a great job in raising awareness and sharing of knowledge in terms of insurance, protection & financial planning for me. While at the same time acknowledging the suitability of different financial strategy for each individual. Overall, it is a stress-free & valuable session to all. No regrets.

Carlson (Optician)

Benjamin is incredibly knowledgeable about the insurance industry and has a keen eye for detail. He always takes time to thoroughly explain my policy coverage and answer any question that I may have. His expertise and professionalism have given me the peace of mind that I am properly insured. He truly cares about his client, and I never felt rushed or pressured when working with Benjamin. Thank you, Ben, for your outstanding service and dedication to your clients!