Home Dreamers

Benjamin Koh Jia Hao

In Touch

A Monthly Curated Newsletter

Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful.

New HDB policy: Standard, Plus and Prime – how does it affect you?

Housing and Development Board (HDB) will change how it classifies Build-to-Order (BTO) projects, starting in the second half of 2024. The policy changes intend to ensure that HDB policies continue to remain relevant in Singapore's current social and economic construct.

Understand the costs of buying a home

This article provides a comprehensive guide to the costs of buying a home in Singapore, including down payment, stamp duty, legal fees, and renovation costs.

DECORATE YOUR HOME FOR FREE | 10 DECOR IDEAS ON A BUDGET

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Benjamin Koh Jia Hao

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DISCLAIMER

This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.

© Benjamin Koh Jia Hao, All rights reserved.

Testimonials and Referral Notes

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Irene (Executive)

Ben is very helpful with my queries and responds to them promptly! He is eager to help & clear any confusions that I have. I also liked that he checks in regularly with me to ensure my financial needs are met or they have been updated; which are good qualities of someone to work with! Updates: I pro-actively approached Ben to be my financial advisor.

Eng Kiat (Consultant)

Ben has been an awesome advisor! For the entire recommendation process, he goes through everything in a clear and systematic way. Running pass every detail to ensure that you are well-informed about your policies. Ben puts in the effort to understand my situation - from my financial goals to my views on health protection - without imposing his own beliefs and judgement. I'm genuinely satisfied with how the plans recommended truly fits my bill. 10/10 would recommend!

Geraldine (Administrative Executive)

We were referred to Ben when my policies lapsed. He was really honest and detailed when explaining my current policies and the gaps in my portfolio. Ben also shared what would be be a better fit according to my current financial situation. He is extremely patient, sincere and answers our queries efficiently and professionally with empathy.

Rabiya (Pre-School Teacher)

I’ve been wanting to get an insurance plan for a very long time and contacted AIA for it. I got a very quick response from Benjamin and since I did not know anything about insurance nor savings much, he helped me by explaining it very patiently. Benjamin is very patient and explains the policies clearly based on your needs. He keeps me updated about everything and so far it has been fun working with him!

Cheng Hock (Procurement Engineer)

Benjamin is a humble and sincere agent; Well-informed in his trade & giving sound advise without being pushy. That is a big plus point in dealing with an insurance agent. Aside from that, Benjamin is always ready to lend a listening ear and is a patient guy. Will strongly recommend him to other friends and associates. Keep up the good work!

Fei Ting (Manager)

With a pleasant personality, Ben creates a safe and comfortable environment to discuss the sometimes sensitive or personal issues that come with insurance and financial planning. I also appreciate the patience and time Ben gives when explaining policies and clarifying doubts. A responsible person at heart, I trust Ben to take good care of all his clients. Start early and seek him out today!