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Benjamin Koh Jia Hao

In Touch

A Monthly Curated Newsletter

In an environment of rising inflation and uncertainties in global geo-political climate, almost no one is spared from the economic consequences of the day. It is therefore more important than ever to be intentional and mindful in how we manage our finances in our daily living. Here, I have put together some resources which you can tap on to help you gain a better insight on how you can be more savvy with your money.

Inflation woes? We crowdsourced 9 grocery-shopping tips from aunties

Feeling the pinch? Here's a list of simple hacks when you're out shopping for essentials.

 
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How To Create a Personal Budget in 6 Steps

Budgeting allows you to effectively track and manage your income so you can control how much you spend and save. Use the following steps to create and manage a successful budget

 
read more
 

JAPANESE MONEY SAVINGS TIPS - Kakeh - Shsei

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Benjamin Koh Jia Hao
 
 
 
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DISCLAIMER

This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.

© Benjamin Koh Jia Hao, All rights reserved.

Testimonials and Referral Notes

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Wan Yi (Engineer) & Mei Yi (Engineer)

Ben has been a good friend as well as a financial consultant for us. Back in University, we worked together for school projects and his good personality helped us build strong teamwork. Since then, I have good trust and friendship with him. When it came to financial advice & personal protection coverage, he has been very patient and professional in addressing our questions as well as advising the most suitable product. Ben is definitely the go-to person if you need any financial planning!

Guo Ren (Executive)

We have been friends since NS. Ben has always been friendly & cheerful since knowing him. He approached me to meetup and to discuss about financial goals & protection goals as well. The explanations provided were clear and precise. There was careful planning and recommendations provided. You can rest assured that there is no hard-selling so you can put your faith in him. I would definitely encourage you to have a meet-up with him first to have your first impression about him! :>

Jovin (Sales Engineer)

I initially got to know Benjamin through a mutual friend. I found him very nice and approachable through our interactions. Fast forward a few months, I reached out to Ben to share more with me on AIA hospitalisation policy as I was planning to get a hospital plan in Singapore and was looking at the various provider. After comparison with another agent, I have decided to engage Ben’s service as his sharing was very clear and ensured I know what coverage I am getting. Ben went the extra mile to help explain my Malaysia's policies that I bought without knowing what I gotten then. His clear explanation as well as patience in ensuring I understood the policies provided me with the confidence and assurance I needed. I definitely recommend you to meet Ben and give him an opportunity to hear him out. It might be more beneficial than you think! Thanks for the best support Ben, to many more good conversations ahead!

Shruti (Data Specialist)

As someone who was unsure about the health insurance process as a young working adult, Ben made the whole process very seamless and easy. He was extremely patient in answering all my doubts and queries. All my discussions with him were very thorough and he is a very thoughtful person who made sure that I'm comfortable with my choices without being pushy! After engaging with multiple agents to understand the right plan for me, I decided to engage with Ben's services as he met my needs aptly. His approach was very clear and concise, and most importantly he did not try to throw multiple choices that would cloud my opinions. I absolutely recommend him as he is a great agent and truly stands out amongst many others with his stress-free and calm approach towards discussions and understanding clients' needs!

Abel (Editor)

Despite having previously worked in the financial industry, as well as its advisory arm, I can confidently say that Ben is one of the best advisors I've ever had the honor of coming across. His aptitude is nothing short of excellent, but the area in which he really shines is his unique genuinity that is (though commonly sought to be replicated) often difficult to find. Ben has gone out of his way to advise and service me on numerous fronts, from suggesting and providing comprehensive coverage packages to helping research and even referring relevant professionals with regards to other financial matters that may fall outside your traditional advisor's purview. It seems to matter not what exactly you're looking for in an advisor; I'm pretty sure Ben has it all.

Xizi (Product Manager)

I have been working with Benjamin for the past few years, and I can say without hesitation that he is one of the best agents I have ever had the pleasure of working with. Benjamin is always available to answer any questions I may have and is incredibly knowledgeable. He takes the time to understand my unique needs and provides me with personalised recommendations while ensuring that I have the coverage I need. What sets Benjamin apart is his commitment to customer service. He is patient, attentive, and always goes above and beyond to make sure I am satisfied with the service I receive. He has a friendly and approachable demeanor, which makes him easy to work with and builds a strong sense of trust. In addition to his excellent customer service, Benjamin is also proactive in keeping me informed about any changes that may affect my coverage. He takes the time to explain complex insurance terms in simple language, making it easy for me to understand. Overall , I highly recommend Benjamin to anyone looking for a knowledgeable, dedicated, and trustworthy financial advisor.