As they dedicate their love and lives to their households and make constant sacrifices for their family’s & children’s well-being, mothers never retire. For all these, moms deserve more thoughts besides during Mother’s Day. But should mothers also think about planning their own retirement — financially speaking? In this issue, as we give tributes to all mothers, we would also like to give thoughts to a mother’s financial freedom. Mothers deserve a worry-free retirement as well. | 4 Things Mothers in Singapore Should Do to Plan for Their Finances A 2015 survey showed that 75% of Singaporean mothers surveyed had not even thought about retirement, let alone started planning for it. If you’re spending all your energy running after the kids or making sure they pay attention during tuition, here four things you should not forget to do for your finances. | Mums, pay attention to finances Financial experts advise that it makes sense for mothers (and just about anyone) to pay attention to their financial affairs. According to the US-based National Centre for Women and Retirement Research, nine out of 10 women will eventually have to manage their finances on their own at some point, due to circumstances ranging from leaving the workforce to care for a family member, to becoming divorced or finding themselves widowed. | Adult Conversation | How She Saved $100,000 Before Turning 30 | Personal Finance | Proudly Brought to You I seek to reach out to people who believe in creating a safe financial environment for their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | Benjamin Koh Jia Hao | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above. DISCLAIMER This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author. © Benjamin Koh Jia Hao, All rights reserved. | | | Ebenezer Chan (Doctor-In-Training) Benjamin is someone I've known since my secondary school days & I can say that he is definitely passionate in helping others with financial planning.
He ensures that we meet up at least once a year to update me on all the relevant policy changes & review my financial priorities. True to what others have feedback about him, he is patient, concise & knowledgeable in his explanation.
Needless to say, I enjoy my annual review with Benjamin as it is always an informative session on my finances while catching up with an old friend. | | | Tharinda (Engineer) I recently got a new insurance policy with Ben and I couldn't be happier with the service I received. From the very beginning, Ben was helpful, knowledgeable, and patient as he walked me through my options and helped me find the coverage that was right for me.
Not only was getting insurance policies seamless and stress-free, but Ben was also there to help me every step of the way, answering my questions and addressing any concerns I had.
He truly cares about his clients and goes above and beyond to ensure that they are fully protected. I would highly recommend Ben to anyone in need of insurance. | | | Denise (Program Engineer) When I first got to know that Ben had joined AIA, I wanted him to take over my existing policies that my parents had bought for me since he was someone I’ve knew and his brother was a long standing member in the insurance industry in any case that Ben decides to leave the industry, I will still have someone to look after my policies.
As soon as Ben took over my policies, I was impressed with his professionalism and the depth of knowledge that he had over his products. He studied my financial situation carefully and made recommendations that were well within my capabilities with great coverage and there was no hard selling involved. In addition, his proactiveness to check in monthly created the personal touch that he has for his customers which is commendable as well.
I feel comfortable and assured to have Ben as my agent as I do not have to worry about over-purchasing any policies and he is open to discussions whenever I have concerns.
Great job Ben! Keep up the good work!
Definitely recommending this dude if you ever need financial advice! | | | Jin Xing (Executive) Ben approached me on several occasions and went through with me about my current coverage and what could be improved on. After listening, I realized that I might need additional hospital coverage as I do not have any rider in place due to the plan being passed down by my parents.
Upon looking up the recommendation plan proposed, I found that it satisfy my needs better and hence decided to take it up.
Ben has been very patient and gave me time to think it through. Would definitely recommend to my friends! | | | Rabiya (Pre-School Teacher) I’ve been wanting to get an insurance plan for a very long time and contacted AIA for it. I got a very quick response from Benjamin and since I did not know anything about insurance nor savings much, he helped me by explaining it very patiently.
Benjamin is very patient and explains the policies clearly based on your needs. He keeps me updated about everything and so far it has been fun working with him! | | | Jovin (Sales Engineer) I initially got to know Benjamin through a mutual friend. I found him very nice and approachable through our interactions. Fast forward a few months, I reached out to Ben to share more with me on AIA hospitalisation policy as I was planning to get a hospital plan in Singapore and was looking at the various provider.
After comparison with another agent, I have decided to engage Ben’s service as his sharing was very clear and ensured I know what coverage I am getting. Ben went the extra mile to help explain my Malaysia's policies that I bought without knowing what I gotten then. His clear explanation as well as patience in ensuring I understood the policies provided me with the confidence and assurance I needed.
I definitely recommend you to meet Ben and give him an opportunity to hear him out. It might be more beneficial than you think!
Thanks for the best support Ben, to many more good conversations ahead! | | | | |