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Benjamin Koh Jia Hao

In Touch

A Monthly Curated Newsletter

It's been a while since the subject of Retirement was discussed. In this issue's video, it's quite interesting to see how children have different ideas about Retirement. I'm sure all of us have our ideas as well. Yet life can mercilessly erode these dreams. But not if we are really serious about them. So how serious is your retirement dream?

Retirement Date Risk And Sequence Of Returns

Sequence of returns risk is a commonly cited risk for retirees, but an accumulator also faces sequence of returns risk in the form of retirement date risk!

 
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Key to retirement planning: Don't panic

It can be hard to live within your means after retiring, so make your extra funds work harder.

 
read more
 

Children and Retirement

 
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I hope you have enjoyed this issue of my InTouch newsletter. Do feel free to contact me if I can be of service to you and your friends
 
Benjamin Koh Jia Hao
 
 
 
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DISCLAIMER

This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.

© Benjamin Koh Jia Hao, All rights reserved.

Testimonials and Referral Notes

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Adli (Consultant)

I’ve known Ben for 10 years, and all this time I’ve always been impressed with his ability to make something complex really easy to understand. His explanations of the various policies allow me to clearly understand what I have and what I am lacking in my coverage. His analysis is detailed and succinct, and his recommendations are always suited to my current and future financial situation. I thoroughly enjoy every session with him as not only does he not hard-sell, he carries himself professionally and with a pleasant smile throughout :) I would highly recommend him to everyone. Keep up the great work Ben!

Jordon (IT Engineer)

Benjamin is a very patient and knowledgeable consultant. He is able to relate and cater to my needs. Although my policies were not bought through him, he made efforts to meet and understand what transpired between me and my previous consultant's advice and advised accordingly. He made me feel like I'm talking to a friend unlike others!

Deeban (QA Analyst)

I managed to catch up with Ben recently, who was a friend I made in University. Just like he was then, he was extremely patient and helpful in understanding my current policies and needs. Based on those, he managed to table up a few recommendations to further enhance the effectiveness of my policies and what are some things I should take note of when signing up for new policies. I would strongly recommend Ben to anyone who is looking to take up new policies or looking to kickstart on their finance portfolio, mainly because he does not hard sell policies, but rather he seeks to understand what one's needs and wants are before offering his recommendations. Way to go Ben!

Jin Xing (Executive)

Ben approached me on several occasions and went through with me about my current coverage and what could be improved on. After listening, I realized that I might need additional hospital coverage as I do not have any rider in place due to the plan being passed down by my parents. Upon looking up the recommendation plan proposed, I found that it satisfy my needs better and hence decided to take it up. Ben has been very patient and gave me time to think it through. Would definitely recommend to my friends!

Roy Lance (Engineer)

Ben and I have been friends for more than 10 years. When he told me he wanted to pursue a career in financial consulting, I knew that I can trust him with my financial future. He was meticulous and detailed about the policies - which I felt was necessary for my financial stability & understanding. At the same time, he patiently updates the portfolio summary every time to depict a clear picture of the pros & cons of each individual policies. Ben was determined in ensuring that I am familiar with the policies before moving on. I would highly recommend Ben as your financial advisor should you be looking for one! To Ben, keep up the good work buddy (son)!

Shruti (Data Specialist)

As someone who was unsure about the health insurance process as a young working adult, Ben made the whole process very seamless and easy. He was extremely patient in answering all my doubts and queries. All my discussions with him were very thorough and he is a very thoughtful person who made sure that I'm comfortable with my choices without being pushy! After engaging with multiple agents to understand the right plan for me, I decided to engage with Ben's services as he met my needs aptly. His approach was very clear and concise, and most importantly he did not try to throw multiple choices that would cloud my opinions. I absolutely recommend him as he is a great agent and truly stands out amongst many others with his stress-free and calm approach towards discussions and understanding clients' needs!