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Benjamin Koh Jia Hao

In Touch

A Monthly Curated Newsletter

In life, there are days and moments where everything we do does not feel enough, or face situations that are beyond our control. A common response to such instances is to doubt ourselves and our abilities, and that is a very normal and human thing to do. But the effect of self-doubt can cut both ways: It can either spur us to achieve our goals and thereby boost our confidence levels, or cause us to feel entirely powerless and paralysed. Fortunately, whether we allow it to work for or against us is mostly up to us. In this issue, we will explore the ways in which we can harness self-doubt to build confidence -- one step at a time.

Moving from Self Doubt to Self Confidence

It would be nice if moving from self doubt to self confidence just came naturally. However, moving from self doubt to self confidence is a practice you can adopt, with practice. When you are able to identify where your insecurities lie and what is stopping you from feeling confident, you can then start the process of moving from self doubt to self confidence. You will be able to work on eliminating the blocks that are keeping you from moving through life with assuredness. Here are some of the culprits for the patterns of self doubt and ideas for what you can do about them.

 
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Why confidence and knowledge can lead to smart money decisions

Two common areas that cause people to procrastinate financially are knowledge and confidence. Logically, we know that financial literacy can boost our confidence to make informed money-management decisions. Yet, many people tell me that they lack the confidence to learn and absorb that financial knowledge, which holds them back. However, everybody is capable of effectively managing their money. While some need mindset adjustments, others need a confidence boost or a little reassurance that they are on the right track. Take small steps, follow and when doubt starts to creep in, remind yourself that money is only a tool and you are learning.

 
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9 Habits That Are Destroying Your Confidence

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Benjamin Koh Jia Hao
 
 
 
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DISCLAIMER

This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.

© Benjamin Koh Jia Hao, All rights reserved.

Testimonials and Referral Notes

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Guo Ren (Senior Executive Assistant)

Financial planning with Ben has always been a fun and interactive talk. He has put into various concerns and plans that you have voiced out into considerations of your current financial status and advise you accordingly. He will not make the session into a situation whereby he hardsell you additional policies. I would recommend him to be a friend that you can speak about your concerns and he would recommend policies that would help you resolve those concerns.

Yukey Teng (Assistant Manager)

Benjamin is patient, helpful, detail-oriented and considerate all the time. Before I met him, I was afraid & really scared of those hard selling and misleading sales person. However, meeting Ben changed that perception because he will place understanding your needs and wants first, before proposing any solutions. Financial planning and advised given was useful. Ben updates me regularly on my policy as well as follow-ups when required. Last but not least, he is a very responsible person who treats his client seriously, considers their situation and is caring. No joke, he will nag at you when you make nonsense decisions (Hahahahah…)

Carlson (Optician)

Benjamin is incredibly knowledgeable about the insurance industry and has a keen eye for detail. He always takes time to thoroughly explain my policy coverage and answer any question that I may have. His expertise and professionalism have given me the peace of mind that I am properly insured. He truly cares about his client, and I never felt rushed or pressured when working with Benjamin. Thank you, Ben, for your outstanding service and dedication to your clients!

Jing Wen (Student)

Benjamin is a very friendly and resourceful advisor. He explained a lot on why it is important to have financial planning and what I can expect in the near future. He patiently answered my questions and ensures I can fully understand the needs and rationale behind the concepts. I really enjoyed the session to talk to him.

Yunhe (Pilot)

Benjamin is a very dedicated and experienced agent who does his job really well and always does not mind going the extra mile to make sure our policies and well-being are well taken care off. He is very meticulous when planning for our family’s policies and will always keep us updated frequently along the way. He ensures that we are well insured and is in good hands. Benjamin is not pushy in sales, and will only recommend whatever that caters best for our family and children’s needs which makes us very comfortable throughout this financial planning journey with him. To add on, Benjamin is also very knowledgeable and familiar with his products which is a huge bonus for us as it makes me and my wife feel extra assured with his recommendations. His responsiveness and dedication to his job makes us have zero doubts that he will always be just a phone call away if we need any further assistance too. Hence, we are really grateful to have him as our existing agent and will not hesitate to look for him again if we need to purchase more policies in the near future.

Roy Lance (Engineer)

Ben and I have been friends for more than 10 years. When he told me he wanted to pursue a career in financial consulting, I knew that I can trust him with my financial future. He was meticulous and detailed about the policies - which I felt was necessary for my financial stability & understanding. At the same time, he patiently updates the portfolio summary every time to depict a clear picture of the pros & cons of each individual policies. Ben was determined in ensuring that I am familiar with the policies before moving on. I would highly recommend Ben as your financial advisor should you be looking for one! To Ben, keep up the good work buddy (son)!