Navigating the rising cost of living requires strategic planning. This issue provides tips on budgeting, skill development to increase income, and utilising resources to manage money. I hope these strategies help empower you to stretch your money further and maintain financial stability. | 9 High-Income Skills to Develop in 2024 This article outlines nine high-income skills to focus on in 2024, including UX design, project management, data analysis, software development, content creation, AI, leadership, communication, and teamwork. | Making the Most of $300 Climate Vouchers This article explores how households can utilize $300 climate vouchers to adopt sustainable practices and products, emphasizing the importance of climate action through accessible financial support. | Investment opportunity matters: How to close the wealth gap | Jason Frishman | TEDxBabsonCollege | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | Benjamin Koh Jia Hao | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above. DISCLAIMER This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author. © Benjamin Koh Jia Hao, All rights reserved. | | | Tharinda (Engineer) I recently got a new insurance policy with Ben and I couldn't be happier with the service I received. From the very beginning, Ben was helpful, knowledgeable, and patient as he walked me through my options and helped me find the coverage that was right for me.
Not only was getting insurance policies seamless and stress-free, but Ben was also there to help me every step of the way, answering my questions and addressing any concerns I had.
He truly cares about his clients and goes above and beyond to ensure that they are fully protected. I would highly recommend Ben to anyone in need of insurance. | | | Chiang Teck Fung (Retiree) I can only summarise Benjamin in 3 words: Helpful, patient & responsible.
Helpful: Despite not being the agent that sold us the plan (he took over the policies as our previous agent was not doing a good job), and having to take over with many backlogs, Benjamin went the extra mile to ensure all our pending claims and doubts are addressed. He's been a great help even outside of financial planning; I was having trouble figuring out how to pay my electricity bills online as well as requiring to clarify certain medical check-ups SMS, Benjamin was there to guide me step by step even though it is not within the scope of a financial advisor.
Patient: Benjamin went on to explain and update me on my existing portfolio. He was very professional and gave me a very detailed yet neutral updates. I had many questions especially when it has been sometime since I was updated on my portfolio. This is especially true in terms of a policy that I've gotten recently that does not seem to fit my objective. Benjamin patiently explained to me the advantage & disadvantage of the policy. I am very thankful for his timely advise as I've gotten this policy under the wrong impression and Benjamin was able to guide me through it and break down information to easily understandable pieces.
Responsible: After having to experience a very bad encounter with my previous advisor (not picking up calls, not submitting claims for me). I made it a point that the next financial advisor I get must uphold a high sense of responsibility as I do not want the same situation to repeat itself. Though I did not voice this requirement out, Benjamin has been very proactive, responsive and even despite there being hiccups in the claims process (AIA require a more detailed breakdown on my bill), he never failed to update us or return our call when required. I am very assured with him taking over mine & my family's entire portfolio.
Thank you for servicing me! | | | Shruti (Data Specialist) As someone who was unsure about the health insurance process as a young working adult, Ben made the whole process very seamless and easy. He was extremely patient in answering all my doubts and queries. All my discussions with him were very thorough and he is a very thoughtful person who made sure that I'm comfortable with my choices without being pushy!
After engaging with multiple agents to understand the right plan for me, I decided to engage with Ben's services as he met my needs aptly. His approach was very clear and concise, and most importantly he did not try to throw multiple choices that would cloud my opinions.
I absolutely recommend him as he is a great agent and truly stands out amongst many others with his stress-free and calm approach towards discussions and understanding clients' needs! | | | William (Engineer) & Jane (Engineer) My wife & I initially engaged Ben’s service to help our youngest to be covered for a Personal Accident Plan. Despite being new in this line of work, his enthusiasm and pro-activeness propels him to look for answers whenever he faces an obstacle. One example that illustrates the point above would be during the explanation of recommendations, not only did Ben explained in detail what the Personal Accident policy entails and covers, he went above and beyond to resolve our long-term concern on an existing plan that we gotten for our two kids about 20 years ago (we just casually asked!). Honestly, we did not have any expectations that our questions will be answered as we had a few agents over the years to help investigate it; none was able to provide a satisfactory answer to our question.
On the other hand, Ben was able to provide us with a clear picture of what transpired during the policy phase and how it became its present stage. He was very forthcoming of his opinions and honest with his advice. From that experience, we felt assured and allowed Ben to help with our kids Protection Planning as well as our own Retirement Planning. Despite being new in this industry,
I would strongly urge you to hear Ben out and I can reassure you that the way he plans and structures his recommendations will be for you & your family’s best interest!
| | | Deeban (QA Analyst) I managed to catch up with Ben recently, who was a friend I made in University. Just like he was then, he was extremely patient and helpful in understanding my current policies and needs.
Based on those, he managed to table up a few recommendations to further enhance the effectiveness of my policies and what are some things I should take note of when signing up for new policies.
I would strongly recommend Ben to anyone who is looking to take up new policies or looking to kickstart on their finance portfolio, mainly because he does not hard sell policies, but rather he seeks to understand what one's needs and wants are before offering his recommendations. Way to go Ben! | | | Jin Xing (Executive) Ben approached me on several occasions and went through with me about my current coverage and what could be improved on. After listening, I realized that I might need additional hospital coverage as I do not have any rider in place due to the plan being passed down by my parents.
Upon looking up the recommendation plan proposed, I found that it satisfy my needs better and hence decided to take it up.
Ben has been very patient and gave me time to think it through. Would definitely recommend to my friends! | | | | |