The Gift of Paying It Forward

Benjamin Koh Jia Hao

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When was the last time you received kindness from somebody? When was the last time you extended an act of kindness to someone else, and to what end? As it turns out, there can be tremendous merits and outcomes in paying forward a kindness received with a good deed to somebody else, especially when done out of gratitude. The concept of "Paying It Forward" is nothing new, but in our world, I believe we could do with more compassion and selflessness as it brings out the best in us.

The Art of Paying it Forward Without Spending a Dime

When we pay it forward we commit an act of selflessness that transcends our connection to other humans on the planet, elevating the human experience in a positive way. Whether it’s a showing of kindness, faith, or even compassion, it all makes a difference and can potentially trigger a chain reaction of reciprocated behavior.

The Power of Altruism

Classical economics adopts a model that says people are primarily driven by material self-interest. Political science assumes that people are driven to maximize their power. But this worldview is clearly wrong. In real life, the push of selfishness is matched by the pull of empathy and altruism. This is not Hallmark card sentimentalism but scientific fact: As babies our neural connections are built by love and care. We have evolved to be really good at cooperation and empathy. We are strongly motivated to teach and help others.

The Paying it Forward Paradox | Wayne Baker | TEDxUofM

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Benjamin Koh Jia Hao

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DISCLAIMER

This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.

© Benjamin Koh Jia Hao, All rights reserved.

Testimonials and Referral Notes

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Chee Hin (Engineer)

Ben has been very approachable, proactive and clear in bringing information across. From addressing my queries on critical illness to expressing my concern on legacy planning, Ben shared openly and genuinely with the emphasis on mine and my family well-being.

Carlson (Optician)

Benjamin is incredibly knowledgeable about the insurance industry and has a keen eye for detail. He always takes time to thoroughly explain my policy coverage and answer any question that I may have. His expertise and professionalism have given me the peace of mind that I am properly insured. He truly cares about his client, and I never felt rushed or pressured when working with Benjamin. Thank you, Ben, for your outstanding service and dedication to your clients!

Irene (Executive)

Ben is very helpful with my queries and responds to them promptly! He is eager to help & clear any confusions that I have. I also liked that he checks in regularly with me to ensure my financial needs are met or they have been updated; which are good qualities of someone to work with! Updates: I pro-actively approached Ben to be my financial advisor.

Naomi (Piano Teacher)

I've known Ben for about 6 years and we're good friends. Before advising me on my uptake of policy, he made sure to discuss with me my financial situation and proposed a policy that is suitable based on my current situation and budget. Also, he made it a point to explain the importance & differences of the plans with me. The details and information he has provided has really been insightful & helpful towards my financial planning. I'm very satisfied with the sessions I've had with Ben so far.

Eileen (Pre-School Teacher)

阳光灿烂的Ben! 诚恳，耐心及充满阳光的保险代理人,Ben. 从我买保险至今，见过也换过好多位保险代理人，他们都没有完全解决我对于保险内容的问题。 Ben 却能给我满意的答案，也给了我无数宝贵意见。Ben给人的第一个印象是满面笑容，充满阳光，说话的语气也饱含信心与诚恳。我是个爱发问也爱打破砂锅问到底的人，可是，Ben能耐心地聆听我的问题，然后会尝试以图片，文字以及种种不同的方式分析利与弊，直到我理解和满意为止。借此机会，我诚意推荐Ben 作为您的保险代理人，相信您将得到尽善尽美服务并认同我的推荐。谢谢。

Roy Lance (Engineer)

Ben and I have been friends for more than 10 years. When he told me he wanted to pursue a career in financial consulting, I knew that I can trust him with my financial future. He was meticulous and detailed about the policies - which I felt was necessary for my financial stability & understanding. At the same time, he patiently updates the portfolio summary every time to depict a clear picture of the pros & cons of each individual policies. Ben was determined in ensuring that I am familiar with the policies before moving on. I would highly recommend Ben as your financial advisor should you be looking for one! To Ben, keep up the good work buddy (son)!