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Benjamin Koh Jia Hao

In Touch

A Monthly Curated Newsletter

Change is hard. To force change is harder. They usually don't last. Perspectives however, are easier to accept. They change our minds and maybe that's what we need more than change itself. I hope you enjoy these articles.

7 personal finance resolutions you'll be able to keep — and how

It’s always nice to start afresh for a new year. That’s why we make promises to ourselves to change a habit or start one, in order to become a better version of ourselves.

 
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An 81-year Harvard Study Says Staying Happy and Mentally Sharp Boils Down to 1 Thing

The key to a happy life is easy to overlook. Ahh, the pursuit of happiness. So many voices in the chorus telling us how to master it. There are psychology-based tricks to happiness, watch-outs for what kills happiness, even equations for happiness.

 
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What Really Makes The Rich Get Richer And The Poor Get Poorer - The Five Laws Of Gold

 
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Benjamin Koh Jia Hao
 
 
 
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DISCLAIMER

This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.

© Benjamin Koh Jia Hao, All rights reserved.

Testimonials and Referral Notes

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Wan Wei (Research Engineer)

I am writing this testimonial to recommend Ben as a financial advisor. I got to know Ben through my previous job, and he has been a good friend who is patient and sincere. Initially, I have no idea what good financial planning is, until I met Ben. He went the extra mile to provide details and explanation for the various policies available. He helps me to analyze my current financial status so that the best plan can be recommended. It is really nice to work with a financial adviser who always put the needs and preferences of his clients first. Thank you so much for being an incredible advisor and listener! From helping me to put things into perspective to preparing me for great things in the future. I have no doubt in recommending Ben to any of my friends and family.

Naomi (Piano Teacher)

I've known Ben for about 6 years and we're good friends. Before advising me on my uptake of policy, he made sure to discuss with me my financial situation and proposed a policy that is suitable based on my current situation and budget. Also, he made it a point to explain the importance & differences of the plans with me. The details and information he has provided has really been insightful & helpful towards my financial planning. I'm very satisfied with the sessions I've had with Ben so far.

William (Engineer) & Jane (Engineer)

My wife & I initially engaged Ben’s service to help our youngest to be covered for a Personal Accident Plan. Despite being new in this line of work, his enthusiasm and pro-activeness propels him to look for answers whenever he faces an obstacle. One example that illustrates the point above would be during the explanation of recommendations, not only did Ben explained in detail what the Personal Accident policy entails and covers, he went above and beyond to resolve our long-term concern on an existing plan that we gotten for our two kids about 20 years ago (we just casually asked!). Honestly, we did not have any expectations that our questions will be answered as we had a few agents over the years to help investigate it; none was able to provide a satisfactory answer to our question. On the other hand, Ben was able to provide us with a clear picture of what transpired during the policy phase and how it became its present stage. He was very forthcoming of his opinions and honest with his advice. From that experience, we felt assured and allowed Ben to help with our kids Protection Planning as well as our own Retirement Planning. Despite being new in this industry, I would strongly urge you to hear Ben out and I can reassure you that the way he plans and structures his recommendations will be for you & your family’s best interest!

Huiting (Manager)

Benjamin and Liliani are very friendly and knowledgeable in their field of work. They recommended the insurance policy that best suited my needs in my current stage of life. From Liliani's sharing of Insurance, I better understood the importance of protecting my wealth and well-being from the potential risks that could happen to me. From the sessions with them, I am assured now to be free to do the things I want, and have a peace of mind without having to worry about any unexpected bad events happening to me and my family financially.

Rabiya (Pre-School Teacher)

I’ve been wanting to get an insurance plan for a very long time and contacted AIA for it. I got a very quick response from Benjamin and since I did not know anything about insurance nor savings much, he helped me by explaining it very patiently. Benjamin is very patient and explains the policies clearly based on your needs. He keeps me updated about everything and so far it has been fun working with him!

Amy Chiu (Analyst)

I am so thankful for the connection with Benjamin through my daughter. Ben is an amazing insurance advisor with great character, sincere, friendly, very professional, great listener, patience and trustworthy. Rare to find in the insurance industry comparing to those young people I have met. Ben has been an excellent help to consolidate and review all my existing policies even though these were not purchased through him. That really helps to refresh my memories and give me an overall view of what I have. Ben is extremely prompt and efficient in assisting me with my insurance policies and any questions that I asked, and he always follow through. Thanks for his enthusiasm! Excellent customer service! What I really like about Ben, he doesn’t hard sell, he listens, and he advise according to customer’s needs and recommends only relevant products that is in the customer’s best interest. Without any hesitation, I took Ben’s advice on SRS investment. The process was easy and smooth. Ben is very professional and knowledgeable but most importantly very patience and kind, wonderful experience with Ben. He is always available to answer any questions and has wonderful personality. If you are looking for insurance advisor, look no further!